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Products & Services

Riverdale Credit Union offers a variety of products and services to meet your financial needs.

Our line of products include Share Savings, Christmas Club, IRA, and Certificate of Deposit Accounts. We offer Checking Accounts as well as Money Markets, ATM, Debit Cards and Credit Cards. We also offer a wide range of loan products to meet your family's growing needs.

For your convenience we also provide Notary Public services as well as Money Orders, Cashier's Checks, and Visa Gift Cards.


  • Auto Loans
  • Mobile Home Loans
  • Recreational Vehicles
  • Personal Loans
  • VISA Credit Card
  • Other Consumer Loans
  • Back to School Loans
  • Christmas Loans

Checking Accounts

  • Free Online Banking
  • Free Mobile Banking*
  • Free Phone Banking
  • Free Bill Payer
  • Free Debit Card*
  • Free eStatements
  • Overdraft Protection option (enrollment required)
  • Access to thousands of surcharge-free CO-OP ATMs
  • Access to thousands of Shared Branch locations
  • Direct Deposit and Payroll Deduction

Share Accounts

Your opening deposit of $5.25 or more into a Riverdale Credit Union Savings account not only establishes your lifetime membership, it also gives you the opportunity to take advantage of additional Riverdale Credit Union financial services.

Minimum opening deposit $5.25.
ATM card available.
Deposits can be made in person, by mail or electronically through Direct Deposit, payroll deduction or automatic transfers from other accounts.
You can access your account by ATM, in person or by calling Audio Teller, the audio response system.
You will earn the Money Market rate on balances over $5,000. All savings below $5,000 will earn the Regular Savings rate.

Term Share/CD's

We offer Term Share/CD’s from 6 month to 3 years with as little as $500.00. With these Term Share/CD accounts your rate is fixed and is determined by the term you select. To see our terms and rates click here - TERM SHARE/CD’s RATES


An IRA is a great way to save for the future. In many cases, contributions are tax deductible and all interest received on the account is tax deferred until withdrawal. We pay competitive rates on IRA's. Call us and compare.

Safe Deposit Box

*All boxes are charged to your share account on an annual basis.

  • 3X5 $20
  • 3X10 $44
  • 5X10 $48
  • 10X10 $84